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How much does a loan officer make in Santa Cruz?

$78,940a year

Median yearly pay for loan officers in the Santa Cruz-Watsonville, CA metro area. That is $37.95 an hour or $6,578 a month.

Hourly
$37.95
Vs. national median
+3%
Rank among cities
97 of 383
Jobs in the area
70
Pay range
Lowest 10%: $40,160Median: $78,940Highest 10%: $136,700
PercentileYearlyHourly
10th$40,160$19.31
25th$60,280$28.98
Median$78,940$37.95
75th$95,540$45.93
90th$136,700$65.74

Other cities in California

Median yearly pay for loan officers.

San Francisco, CA$103,000
Salinas, CA$95,640
San Jose, CA$95,090
Santa Maria, CA$86,200
Vallejo, CA$83,110
San Luis Obispo, CA$82,470
Modesto, CA$82,250
San Diego, CA$81,770
Santa Rosa, CA$80,370
Los Angeles, CA$80,360
Napa, CA$80,070
Stockton, CA$79,810
Sacramento, CA$79,190
Merced, CA$78,940
Riverside, CA$78,710
El Centro, CA$78,350
Fresno, CA$78,060
Yuba City, CA$77,770
Redding, CA$76,790
Bakersfield, CA$76,500
Visalia, CA$75,770
Chico, CA$68,170
Oxnard, CA$64,470
Loan Officer salary in California Loan Officer salary in all states

Related jobs in Santa Cruz

Same field, median yearly pay.

Personal Financial Advisor$122,200
Project Management Specialist$106,800
Management Analyst$105,500
Logistician$104,300
Financial and Investment Analyst$99,820
Claims Adjuster$95,730
Compliance Officer$86,510
Accountant and Auditor$84,920
Human Resources Specialist$84,690
Business Operations Specialist$84,010
Salaries for every job in Santa Cruz, CA

Frequently asked questions

How much does a loan officer make an hour in Santa Cruz?

The median hourly pay in the Santa Cruz-Watsonville, CA metro area is $37.95 ($78,940 a year).

Do loan officers make more in Santa Cruz than the national average?

Yes: $78,940 against $76,690 nationally, 3% more.

How does Santa Cruz compare with the rest of California?

The median in California is $81,770, so Santa Cruz pays 3% less.

Where does Santa Cruz rank for loan officer pay?

97 of 383 metro areas with data.

How much does a loan officer make starting out in Santa Cruz?

The lowest-paid 10% make $40,160 or less a year; the top 10% make $136,700 or more.

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS): pay in May 2025, published by BLS in 2026. Hourly pay is the yearly figure divided by 2,080 hours.